I got my orientation schedule, my school schedule, orientation homework and homework for my classes already. I started nothing yet besides buying my books, which was already a huge pain. I'll be driving up this Sunday to my parents' house and reuniting with my old room. My parents "remodeled" aka painted it, so I'm kind of excited about that but I can't help but feel really overwhelmed and sad about leaving my boyfriend in San Diego! We've lived together for almost 7 years now and I'm pretty dependent on him. It will take a lot of getting used to when I move to be without him, but I know we'll be just fine. I also bought a backpack! It's a DaKine and it's pretty cool. It was only $30 too. I'm going to try not to stress out but I can't help it sometimes. There's a lot to do and not enough time.
My parents came over this past week and we hung out in Coronado for a mini vacay. We had a beach BBQ with my family as well as the BF's parents and cousins, we went jetskiing at Mission Bay, and they came over to pick up a lot of my stuff. A lot of the burden is off of my shoulders for packing so I am truly grateful for that. The BF and I went to a wedding last last Sunday for his cousin, and yesterday I drove to Anaheim to visit my dad and my cousins on that side of the family. It's really tough for me because I have way too many family members (I basically have 3 sets of parents since I have 2 sets and BF has 1 set).
|wedding on Shelter Island|
|Heading towards Mission Bay|
|View of downtown SD from the Coronado Bridge|
|Beach BBQ in Coronado|
|Dim Sum with dad in Orange County|
|Jetskiing at Mission Bay|
|bye bye stuff!|
I'm so stressed out about money. It was so simple to just know that I was going to get the same amount every other Friday. I could easily pay off a credit card or my expenses for the past month or whatever. I didn't have to think about it or stress out about bills because I knew that I would always get that same amount of money in two weeks. Right now everything is coming into perspective for me and hitting me hard.
I had to spend:
- $283 at the dentist
- $130 for my root canal
- $460 for my crown
- $200 for my glasses and contacts
- $500 on books for 1st semester
- $287 for my dog's teeth cleaning and extractions
- $200 for my last urgent care visit
I still need to pay/buy:
- $300 for parking permit
- $40 for locker
- $200-$300 for 3 more books
- I think I still owe my OBGYN some money ($200) for an ultrasound.
I also have been spending a lot on food (since I had a ton of vacations), gas, school supplies, and just fun stuff since I'll be going back to school. I need to take a look at my student budget and readjust everything. I need to take a deep breath and know that I am prepared to take on everything because I can use my savings to pay off all of these expenses (that I put on my CC so I could get rewards) and I will still be getting income from work and student loans for tuition.
July was the first month where I actually came out NEGATIVE for the first time in a looooong time. It depresses me, but at the same time, I feel good knowing I have savings to cover it and I'm still not broke. I still have money but yet I feel so broke. It's probably because I won't be getting that same paycheck every other week. My net worth is still positive but it's about to change when I get those loans disbursed to me and pay for tuition. I'll post my student budget in the near future. It will probably calm me down.
Work has been going well, albeit freaking busy! Last week was my last week of full-time work. It was bittersweet but at the same time refreshing. I really hate being at my desk and inside for so long. It's mentally draining and I'm excited to get away from that. This week I started my 8 hours a week schedule and it's really nice. I'm not stressing as much as I normally do, and I have everything straightened out for when I move up north.
I feel really lucky that my company is accommodating me and all of my requests. I was originally going to work out of the San Leandro location, but it's a long 45 minute drive from my house. Since I'll only be going 1 or 2 days a week, I asked the GM if I could work out of a patient service center near my house. Luckily we have a ton of locations and labs so I can work at any of them. They are setting up my office, making me keys, and the IT guy is prepping my comp with all the programs I need. I feel very grateful that they are giving me this opportunity. I hope that I can keep working here all throughout school so I can come back as in-house counsel after I graduate. Would be my dream job...but let's just take it one step at a time.
PF LINK LOVE
I've been a bad blogger. Here are some of my favorite reads over the last couple of weeks.
Reframing Issue by Frugal Portland
The Dumbest Thing I Ever Bought on Credit by So Over Debt
Fast Food: When Buying to Get More Backfires by Money Life and More
Dating in the Workplace by Makin the Bacon
House Issues by Bog of Debt
Finding Time to Relax without Feeling Guilty by Savvy Financial Latina
How to Split an IRA or 401k in a Divorce by The Free Financial Advisor
Going to Private School Affected My Financial Life by LBee at Mr. CBB's
Entitled or Hard Earned by Below Her Means
The 3 Most Important Questions to Ask Yourself by Blonde on a Budget
Word for My 27th Year on Earth by Serendipity's Guide to Saving
My Way Isn't Right and Neither is Yours by Daily Money Shot
The Magic of Compounding Interest by LBee and the Money Tree
Things I've Learned About Myself While Travelling Alone by eemusings
Saving Money By Taking Your Own Lunches to Work by Modest Money
Road Trip of California on a Budget by Savvy Scot
Distinguish Yourself by Fearless Men
Why I Won't Scrimp on Life Insurance by Money Bulldog
Christmas in July by The Random Path
Being Cheap or Frugal - 12 Signs You've Gone Too Far by Work Save Live
Overcoming Envy - Why Do We Hate Other People's Success? by My Money Design
My Stupidest Financial Decision by Financial Confessions of a Former Brat
And I Hit Rock Bottom by Bog of Debt
Levels of Financial Freedom by Leight PF
Tomorrow by See Debt Run
Why I Travel by Money After Graduation
Spending and Saving: Money & Our Kid by Master the Art of Saving
Paper Chain by JD Debt Free
Thanks to Jill for pointing out that Business Insider featured my guest post I wrote for Aloysa at My Broken Coin, My Top 10 Worst Shopping Mistakes. I was extremely happy! Check out the feature here!
I've been thinking a lot about this blog and I just wanted to let you all know that I'm not disappearing or abandoning the blog, but I will definitely not be updating it as frequently. Between going to class for over 13 hours of the week, homework, working at our NorCal lab, and getting used to a long-distance relationship and living at home, I think I won't have time to update here regularly. When I do get the chance to blog, I'll probably post about my life and how stressed I am over money! Hope you'll all still hang around :)
I also wanted to let you guys know that I will try to comment on other blogs as much as I can, and I'll still try to do some link love posts here and there, but I have cut down considerably. I'm sorry for not being able to read up as much and comment. I really do need to catch up! I think I will have time next week. Also, I haven't been available on Twitter either but once I have time I will tweet posts as I usually do.
How is everyone enjoying their summer?